Managing healthcare finances can be complex, but using a direct debit system for healthcare payments can simplify the process. Direct debits allow individuals to automatically pay for essential services under their Personal Health Budget (PHB), ensuring timely payments and better financial control. In addition, personal assistants in the NHS play a crucial role in managing healthcare tasks, helping individuals navigate their care needs effectively. These assistants are trained to coordinate healthcare services, schedule appointments, and ensure that individuals receive the support they need w