Through such, the agents widen their professional network that later is handy not only for personal activities but also professional ones. Good relations with the customers will most likely garner more referrals and hence expanding the customer base for an agent. Networking will also create other avenues to future possible businesses either in insurance or in related industries.

Most agents are allowed to become independent brokers or open their agencies. The system is very liberal in terms of business choices that it makes in terms of whom to serve and what to sell.